How to Finance Investment Property

The question of how to finance investment property can be a complicated one. To help you in this regard, we will look at the various options available for financing your Italian property purchase, and the decisions you must make if you are buying with a mortgage:

When it comes to overseas property finance options, there are really three main choices, each having its own pros and cons:

Cash Purchase

Re-mortgage to release capital from an existing mortgage

Take out a new mortgage.

We also examine the option of taking out an Italian Mortgage. To help you decide whether this is a realistic route for you, we look at the requirements for getting a mortgage in Italy on a property, the types of products available and the costs involved. Getting an Italian mortgage is not always simple, and it might help if you use an international mortgage broker who can act as a go-between between you and the Italian banks which offer mortgages. As well as searching the market for the best deals available, brokers often have exclusive deals with Italian banks that you might not normally gain access to.